Income Tax Refund Calculator

Estimate your income tax refund from tax paid and tax due.

Last updated: 20 Aug 2026

Quick answer

Your refund is the tax you paid (TDS + advance tax) minus your actual tax liability: refund = tax paid − tax due (if positive). For example, ₹60,000 paid against ₹45,000 due is a ₹15,000 refund. Enter both amounts above.

Estimate your income tax refund: refund = total tax paid (TDS + advance tax + self-assessment) − your actual tax liability, when the paid amount is higher.

How to estimate your tax refund

  1. 1 Enter the total tax you have paid (TDS + advance tax).
  2. 2 Enter your actual tax liability for the year.
  3. 3 We show the refund (or that you owe more).

Frequently asked questions

How is a tax refund calculated?
It is the excess of tax paid (TDS, advance and self-assessment tax) over your actual tax liability for the year.
When will I get my refund?
Refunds are usually credited within a few weeks of the ITR being processed, to your pre-validated bank account.
What if I owe more tax?
If your liability exceeds tax paid, you must pay the balance (with interest, if applicable) when filing.

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