RapidCheck

HRA Exemption Calculator

Calculate your tax-exempt House Rent Allowance.

Last updated: 20 Aug 2026

Quick answer

Exempt HRA is the least of: actual HRA received, rent paid minus 10% of basic salary, and 50% of basic (metro) or 40% (non-metro). Enter your annual basic, HRA received and rent above to see the exempt amount.

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HRA exemption (old regime) is the least of three amounts: actual HRA received, rent paid − 10% of basic, and 50% of basic (metro) or 40% (non-metro). Enter annual figures below.

How to calculate HRA exemption

  1. 1 Enter your annual basic salary (basic + DA), HRA received and rent paid.
  2. 2 Choose metro or non-metro.
  3. 3 We take the least of the three limits as the exempt HRA.

Frequently asked questions

How is HRA exemption calculated?
It is the least of: actual HRA received, rent paid minus 10% of basic, and 50% of basic (metro) or 40% (non-metro).
Is HRA exemption available in the new regime?
No — HRA exemption is available only under the old tax regime.
Do I need rent receipts?
Yes, and if annual rent exceeds ₹1 lakh you also need the landlord's PAN.

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