RapidCheck

Rent Affordability Calculator

Find the monthly rent you can comfortably afford.

Last updated: 9 Aug 2026

Quick answer

A common rule is to keep rent within about 30% of your monthly income: affordable rent = income × share ÷ 100. For example, 30% of ₹80,000 is ₹24,000. Enter your income and preferred share above.

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Work out how much rent you can afford: affordable rent = monthly income × share ÷ 100. Many advisers suggest keeping rent at or below 30% of income.

How to calculate affordable rent

  1. 1 Enter your net monthly income.
  2. 2 Choose the share of income to spend on rent (30% is common).
  3. 3 We show your affordable monthly rent.

Frequently asked questions

How much rent can I afford?
A common guideline is up to about 30% of your net monthly income, adjusted for your other commitments.
Should EMIs change this?
Yes — if you already pay large EMIs, keep rent lower so total fixed costs stay manageable.
Is 30% a strict rule?
No, it is a guideline; high earners may spend less, and it varies by city cost of living.

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