RapidCheck

Down Payment Calculator

Find the down payment needed for a home or purchase.

Last updated: 9 Aug 2026

Quick answer

Down payment = price × down payment % ÷ 100. For example, 20% on a ₹50 lakh home is ₹10 lakh, leaving ₹40 lakh to finance. Enter the price and percentage above.

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Work out the down payment for a purchase: down payment = price × percentage ÷ 100. The rest is typically financed by a loan.

How to calculate a down payment

  1. 1 Enter the total price.
  2. 2 Enter the down payment percentage.
  3. 3 We show the upfront amount needed.

Frequently asked questions

How much down payment for a home?
Lenders usually finance up to 80–90% of the property value, so plan for a 10–20% down payment plus registration costs.
How do I calculate it?
Multiply the price by the down payment percentage and divide by 100.
What about the loan amount?
The loan is the price minus the down payment — use our home loan EMI calculator for repayments.

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