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Retirement Corpus Calculator

Estimate the corpus you need to retire, from your monthly expenses.

Last updated: 20 Aug 2026

Quick answer

A common rule is a retirement corpus of about 25× your annual expenses (the 4% rule): corpus = monthly expenses × 12 × 25. For example, ₹50,000 a month needs about ₹1.5 crore. Enter your monthly expenses above.

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Estimate the corpus you need to retire using the 25× rule (the 4% safe-withdrawal guideline): corpus = monthly expenses × 12 × 25.

How to estimate your retirement corpus

  1. 1 Enter your expected monthly expenses in retirement.
  2. 2 We annualise and multiply by 25.
  3. 3 You see your target retirement corpus.

Frequently asked questions

How much do I need to retire?
A common estimate is 25× your annual expenses, which supports roughly a 4% annual withdrawal.
Does this include inflation?
The 4% rule builds in modest inflation-adjusted withdrawals; for a detailed plan, factor in your specific inflation and returns.
How do I build this corpus?
Invest regularly via SIPs — use our SIP and goal calculators to find the monthly amount.

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