RapidCheck

Financial Freedom (FIRE) Calculator

Estimate the corpus needed to live off your investments.

Last updated: 13 Aug 2026

Quick answer

The 4% rule suggests you need about 25× your annual expenses to retire on your investments: corpus = annual expenses × 25. For example, ₹6,00,000 a year needs about ₹1.5 crore. Enter your annual expenses above.

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Your financial freedom number is the corpus that can fund your lifestyle indefinitely. The popular 4% rule implies you need about 25× your annual expenses.

How to calculate your financial freedom number

  1. 1 Enter your expected annual expenses.
  2. 2 We multiply by 25 (the 4% safe-withdrawal rule).
  3. 3 You see your target corpus for financial independence.

Frequently asked questions

What is the 25× rule?
It says a corpus of 25 times your annual expenses can sustain a ~4% annual withdrawal, roughly covering your spending indefinitely.
Does it account for inflation?
The 4% rule builds in modest inflation-adjusted withdrawals, but returns are not guaranteed — treat it as a guideline.
How do I reach this corpus?
Invest regularly (e.g. via SIPs); use our SIP and goal calculators to plan the monthly amount.

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