RapidCheck

Take-Home Salary After Tax Calculator

Find your annual and monthly take-home after income tax.

Last updated: 21 Aug 2026

Quick answer

Your take-home is your income minus income tax. For example, ₹12 lakh under the new regime (₹75,000 standard deduction) pays around ₹71,500 tax, leaving about ₹11.28 lakh a year (~₹94,000 a month). Enter your income and regime above.

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Find your take-home after income tax — annual and monthly — under the new or old regime for FY 2024-25. Note this reflects income tax only; PF and professional tax are separate payroll deductions.

How to calculate take-home after tax

  1. 1 Enter your gross annual income and regime.
  2. 2 Add 80C for the old regime if applicable.
  3. 3 We compute income tax (with cess) and your take-home.
  4. 4 See your annual and monthly in-hand amount.

Frequently asked questions

Does take-home include PF deduction?
This shows income after income tax only. Your payslip also deducts EPF and professional tax, which lower the in-hand further.
How can I increase my take-home?
Use eligible deductions (old regime) or pick the cheaper regime; salary structuring (e.g. HRA, NPS) can also help.
Is this FY 2024-25?
Yes — it uses FY 2024-25 slabs, standard deduction and 4% cess.

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