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Sukanya Samriddhi Yojana (SSY) Calculator

Project the corpus built over the 15-year SSY deposit period.

Last updated: 13 Aug 2026

Quick answer

SSY is compounded annually. Investing ₹1,50,000 a year at 8.2% builds about ₹44.8 lakh over the 15-year deposit period; the account then keeps earning interest until it matures in year 21. Enter your yearly deposit and rate above.

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The Sukanya Samriddhi Yojana (SSY) is a government scheme for a girl child with tax-free, annually-compounded interest. Deposits run for 15 years and the account matures in 21 years. This projects the corpus over the 15-year deposit period.

How to calculate SSY maturity

  1. 1 Enter your yearly SSY deposit (₹250–₹1.5 lakh).
  2. 2 Enter the current SSY rate and the deposit tenure (15 years).
  3. 3 We compound your deposits annually to project the corpus.

Frequently asked questions

How long do I deposit in SSY?
Deposits are made for 15 years; the account matures 21 years from opening, earning interest in the gap years.
Is SSY tax-free?
Yes — it has EEE status: deposits (80C), interest and maturity are all tax-free.
What is the deposit limit?
Between ₹250 and ₹1.5 lakh per financial year.

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