RapidCheck

Lumpsum Investment Calculator

Estimate the future value of a one-time investment.

Last updated: 8 Aug 2026

Quick answer

A lumpsum grows by FV = P × (1 + r)^t. For example, ₹1,00,000 invested at 12% for 10 years grows to about ₹3,10,585 — a gain of ₹2,10,585. Enter your amount, expected return and tenure above to project instantly.

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% p.a.
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A lumpsum investment is a single one-time amount that grows through compounding. This calculator projects its future value using FV = P × (1 + r)^t, based on your expected annual return and tenure.

How to calculate lumpsum returns

  1. 1 Enter your one-time investment amount.
  2. 2 Enter the expected annual return and tenure in years.
  3. 3 We compound the amount annually.
  4. 4 See the projected value and estimated gains.

Frequently asked questions

How is lumpsum return calculated?
Using FV = P × (1 + r)^t, where P is the invested amount, r the annual return, and t the tenure in years.
Is lumpsum better than SIP?
Lumpsum can do better in a rising market, while SIP averages out volatility. The right choice depends on your cash flow and market timing.
Are the returns guaranteed?
No — market-linked investments carry risk; this is a projection based on an assumed return.

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