Section 80D Tax Saving Calculator

Find tax saved on health insurance premium under Section 80D.

Last updated: 25 Aug 2026

Quick answer

Section 80D allows a deduction on health insurance premium — up to ₹25,000 (below 60) or ₹50,000 (senior citizens). Tax saved = min(premium, limit) × your slab. For example, ₹25,000 premium at the 30% slab saves ₹7,500. Enter your premium, limit and slab above.

Section 80D (old regime) gives a deduction on health insurance premium — up to ₹25,000 for those below 60 and ₹50,000 for senior citizens. Tax saved = eligible premium × your slab rate.

How to calculate 80D tax savings

  1. 1 Enter your annual health insurance premium.
  2. 2 Choose the applicable 80D limit (age-based).
  3. 3 Select your tax slab; we show the tax saved.

Frequently asked questions

What is the 80D limit?
Up to ₹25,000 for self/family (below 60) and ₹50,000 for senior citizens; you can claim for parents separately.
Does 80D apply in the new regime?
No — like most deductions, 80D is available only under the old tax regime.
Is a preventive health check-up included?
Yes, up to ₹5,000 within the overall 80D limit.

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