RapidCheck

PMAY Eligibility Checker

Check general eligibility for the PM Awas Yojana housing scheme.

Last updated: 20 Aug 2026

Quick answer

Broadly, PMAY (urban) requires that your household does not already own a pucca house in India and that your annual family income is within the scheme caps (EWS up to ₹3 lakh, LIG up to ₹6 lakh, MIG up to ₹12–18 lakh). Enter your details above for a general check.

Check broad PMAY (urban) criteria — that the household does not already own a pucca house and that family income is within the EWS/LIG/MIG caps. Exact rules and benefits vary; confirm with the official scheme.

How to check PMAY eligibility

  1. 1 Confirm whether your household owns a pucca house.
  2. 2 Enter your annual family income.
  3. 3 We check the general criteria and show your likely eligibility.

Frequently asked questions

What is the income limit for PMAY?
EWS up to ₹3 lakh, LIG up to ₹6 lakh, and MIG-I/II up to ₹12–18 lakh annual household income (urban).
Can I apply if I own a house?
Generally no — the household must not already own a pucca house anywhere in India.
Where do I apply?
Through the official PMAY portal or a participating lender for the credit-linked subsidy.

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